Guarding Against Court Claims

Golfers can now avoid hefty pay-outs if they hit someone with a miscued drive by insuring themselves. The increase in sports-related claims makes it virtually essential to cover yourself. A Liverpool golfer has already been sued for £24,000 after a fellow player lost an eye.

Julian Hucks, managing director of SportsCover Direct who provide up to UKP2 million against third-party claims, said: "It is estimated that there are seven million amateur sporting accidents each year, resulting in over 11 million lost working days."